US Margin Loan Rates Comparison

Compare Online Brokers

Minimize Your Trading Costs

Rated Lowest Margin Fees1 by StockBrokers.com

Margin rates as low as USD 4.58% Learn More

US Margin Loan Rates Comparison2

USD 25K USD 300K USD 1.5M USD 3.5M
Interactive Brokers 5.58% 5.25% 5.03% 4.92%
E-Trade 12.45% 10.95% N/A N/A
Fidelity 11.83% 10.58% 8.00% 8.00%
Schwab 11.83% 10.58% N/A N/A
Vanguard 12.00% 10.50% N/A N/A

Each firm's information reflects the standard online margin loan rates obtained from their respective websites. Competitor rates and offers subject to change without notice. Services vary by firm.

View Margin Rate Details
Margin borrowing is only for experienced investors with high risk tolerance.
You may lose more than your initial investment.

Notes:

  1. According to StockBrokers.com Interactive Brokers Review: Read the full article Online Broker Reviews, January 29, 2025. "Interactive Brokers continues to lead with unbeatable margin rates, a significant advantage for active and professional traders."
  2. Annual Percentage Rate (APR) on USD margin loan balances as of September 22, 2025. Interactive Brokers calculates the interest charged on margin loans using the applicable rates for each interest rate tier listed on its website. Learn more about margin loan rates.